Michael Fidlow

“It is remarkable how many health brokers disregard the smaller employer. Why shouldn’t small companies have access to the same services and benefits that a large company has access to? My firm is built with this in mind – providing the full-service healthcare solutions that companies with 2 to 49 employees deserve!”

Going the Extra Mile... for Your Benefit"s"

Michael Fidlow is the owner of Strategic Employer Planning Group, Inc. Michael specializes in advising benefit plans to employers in the New York and Northern New Jersey market. As an independent consultant, he provides objective, comprehensive, and highly competitive insurance solutions.

Michael has extensive experience of working for, and with, insurance carriers in the region. His previous employments as a broker representative include Aetna and CIGNA. Michael comprehends the hierarchy and underwriting mentality of medical carriers, enabling him to convey industry norms and nuances in an understandable manner to the employer and employee.

In his many years as a broker, Michael has strategically developed his portfolio through disciplined practice in traditional health insurance products, as well as more modern and customized solutions such as Health Savings Accounts, Health Reimbursement Arrangements, GAP coverage and Professional Employer Organizations. Hearing the needs from employers, he has expanded his practice to include ERISA compliance and Medicare transitioning. Michael understands the importance of employee rights and employer obligations, along with timing opportunities for education, and has incorporated these traits as part of his ongoing client responsibilities.

Michael has an industry recognized reputation for providing outstanding customer service by responsiveness, detailed explanations, education, and forthright communication in all circumstances. His commitment, over the past three decades, to the core values he instituted within his organization - Integrity, Respect, Fairness and Competence – has earned him trust from his clients, colleagues, and allied professionals.

Michael is certified as a Consumer Directed Health Care advisor since 2005. His involvement with his trade association, NAHU, continues to keep him at the forefront of issues and concerns in the insurance industry. Michael has published articles that detail his attention to educational approaches for his clients. He is available for consultation with advisors to companies in the region, as well as directly with those companies.

Professional Affiliations & Civic Involvement

  • Board Member of NY National Association of Health Underwriters (NAHU)
  • Nationally Certified as a Family and Individual Recovery Coach (NCRC)
  • North Rockland Chamber of Commerce Member
  • Graduate of Undoing Racism through People’s Institute


  • Life & Health Licensed in NY&NJ since 1990
  • Certified in Consumer Directed Health Care since 2005


  • SUNY Plattsburgh, Bachelor of Science in Management Science
  • Ramapo College, Elementary/ Middle School Mathematics


Strategic Employer Planning is licensed in NY and NJ as a Life, Health and Accident Insurance Agent:

NJ License: 1591860
NY License: LA-1377196