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RX Discount Plans: Best I Kept My “EYES” Wide Open!

By mfidlow / March 1, 2021 / Comments Off on RX Discount Plans: Best I Kept My “EYES” Wide Open!

There are times when thinking outside the box really pays off.  In the circumstances that were about to occur for me, I could not have been more fortunate that I was introduced to the world of Discount Drug cards. About a month ago I was experiencing excruciating pain and blurriness in one of my eyes, […]

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On Top Of The Mountain

By mfidlow / January 3, 2021 / Comments Off on On Top Of The Mountain

I have struggled with knee problems for over twenty years. Hiking to the vantage point in this photo is something that has caused me much pain for as long as I can remember. This photo was taken last weekend while I stood there, pain free and on an emotional high, which would not have happened […]

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Appealing A Claim Claims It’s Own Rewards

By mfidlow / September 1, 2020 / Comments Off on Appealing A Claim Claims It’s Own Rewards

We are all used to receiving an Explanation of Benefit’s (EOB’s) that lets us know we are being denied benefits and/or payments.  Unfortunately, this is all too common in the health insurance industry.  And many times, the carriers are justified in their denial based on the way the claim was submitted by the provider.  Examples […]

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The Right Prescription Pays Off

By mfidlow / July 1, 2020 / Comments Off on The Right Prescription Pays Off

When I had been introduced to Members Health Plan (MHP), a MEWA, as an alternative to my current health benefits, I admit I was quite reluctant to consider change in my health plan.  I had heard of Association Health Plans (AHP’s) and Professional Employer Organization’s (PEO’s), but a MEWA was foreign to me and so […]

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Tele-Medicine Has Found It’s Calling

By mfidlow / May 1, 2020 / Comments Off on Tele-Medicine Has Found It’s Calling

Requesting “Feel-Good” stories from clients, during these extraordinary times, does not seem right to me.  So many things have changed recently but I believe common courtesy should not.  This is a time for giving and not for asking.  As a result, this month I am going to provide my own story which involves personal experiences […]

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When Accessing The Best-Of-The-Best Doctors Becomes Reality

By mfidlow / March 2, 2020 / Comments Off on When Accessing The Best-Of-The-Best Doctors Becomes Reality

After struggling with a severe level of pain and discomfort for many years due to a condition called spondylolisthesis, I was at the desperate stage of trying to find a solution with my back problems.  After visiting with various orthopedic surgeons, and requesting advice from friends and colleagues, I was recommended to a surgeon that […]

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A Day At The Beach Ends With A Beautiful Sunset

By mfidlow / January 13, 2020 / Comments Off on A Day At The Beach Ends With A Beautiful Sunset

A relaxing day at the beach, at the end of August, quickly turned into a nightmare when I ended up with a bad episode of vertigo. Unable to move, an ambulance arrived and brought me to the emergency room where the staff performed many different tests and procedures to rule out different possibilities. I can […]

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Non-Profit Shows Employees It Cares

By mfidlow / December 3, 2019 / Comments Off on Non-Profit Shows Employees It Cares

A health insurance carrier increased the premium it charged one of my non-profit clients—by a lot. (That seems to happen way too often…so aggravating!)  My client had a real dilemma. To avoid passing the higher premium on to employees, they’d have to increase co-pays and add a deductible for some benefits.  The client was concerned, […]

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Insurance Carrier Helps Woman Who ‘Fell between the Cracks’

By mfidlow / November 1, 2019 / Comments Off on Insurance Carrier Helps Woman Who ‘Fell between the Cracks’

One of my clients went through an exciting merger with another company. But in the flurry of closing activities, there was confusion on the formal transition date. As a result, my client inadvertently ended its health plan 15 days before the merged company’s new plan kicked in. So the employees were temporarily without health insurance—they “fell between the cracks.” […]

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