Blog

I have struggled with knee problems for over twenty years. Hiking to the vantage point in this photo is something that has caused me much pain for as long as I can remember. This photo was taken last weekend while I stood there, pain free and on an emotional high, which would not have happened […]

We are all used to receiving an Explanation of Benefit’s (EOB’s) that lets us know we are being denied benefits and/or payments.  Unfortunately, this is all too common in the health insurance industry.  And many times, the carriers are justified in their denial based on the way the claim was submitted by the provider.  Examples […]

When I had been introduced to Members Health Plan (MHP), a MEWA, as an alternative to my current health benefits, I admit I was quite reluctant to consider change in my health plan.  I had heard of Association Health Plans (AHP’s) and Professional Employer Organization’s (PEO’s), but a MEWA was foreign to me and so […]

Requesting “Feel-Good” stories from clients, during these extraordinary times, does not seem right to me.  So many things have changed recently but I believe common courtesy should not.  This is a time for giving and not for asking.  As a result, this month I am going to provide my own story which involves personal experiences […]

After struggling with a severe level of pain and discomfort for many years due to a condition called spondylolisthesis, I was at the desperate stage of trying to find a solution with my back problems.  After visiting with various orthopedic surgeons, and requesting advice from friends and colleagues, I was recommended to a surgeon that […]

A relaxing day at the beach, at the end of August, quickly turned into a nightmare when I ended up with a bad episode of vertigo. Unable to move, an ambulance arrived and brought me to the emergency room where the staff performed many different tests and procedures to rule out different possibilities. I can […]

A health insurance carrier increased the premium it charged one of my non-profit clients—by a lot. (That seems to happen way too often…so aggravating!)  My client had a real dilemma. To avoid passing the higher premium on to employees, they’d have to increase co-pays and add a deductible for some benefits.  The client was concerned, […]