MEDICAL Benefits Consulting
Healthcare is extremely complex to follow these days. ACA (ObamaCare), ERISA Health & Welfare, and State & Federal Mandates are ALL factors when offering Medical benefits. To add to this, Employers see Health Insurance as their most costly expense and Employees are facing challenges on how to effectively use their benefits. It is as important as ever to address escalating Health Insurance premiums, compliance protection, and employee education.
LIFE/AD&D Benefits Consulting
An employee’s loved ones depend on them for financial security. With Life and Accidental Death and Dismemberment (AD&D) Insurance, you will have employees prepared for the unexpected and give them confidence to live life to its fullest knowing financial provisions are in place. An employee is most productive when they know their family is protected with Life and AD&D coverage.
VOLUNTARY Benefits Consulting
Critical Care, Hospital Indemnity, and Accidental/Illness Coverage are becoming prevalent within the small group market. There are many voluntary benefits you may offer for your employees without adding to Employer costs. Financial stability and well-being, gap coverage for increasing deductibles on the health plan, and affordable pre-tax contributions, are just a few of the great advantages when offering employees access to these benefits.
PROFESSIONAL EMPLOYER ORGANIZATION (PEO) Benefits Consulting
A PEO is a vendor that allows small to mid-size businesses the opportunity to outsource human resources management and benefits administration through a co-employment model. By sharing certain responsibilities and risks, you are not alone when facing the threat of compliance mandates. Our exclusive relationships with a vast array of PEO’s will meet your specific needs.
DENTAL/VISION Benefits Consulting
Dental and Vision Insurance is a highly desired employee benefit, especially when you have employees facing the high costs associated with this type of care. Offering these benefits go a long way in establishing prevention protocols that allow for early detection of other health issues further on down the line. Employers know that Employees “seeing” things clearly, and “smiling” more often, provides a positive experience in the workplace environment.
LONG-TERM AND SHORT-TERM DISABILITY Benefits Consulting
Employers are looking to provide protection to an employee population that is at risk for accidents and illness that cause a temporary, or even permanent, leave from employment. By offering a Disability Policy, the employer facilitates coverage that helps employees return to work sooner, protects the income of the employee while out of work, and reimburses all types of absences to satisfy evolving market demands.
INSURING BALANCE IN BENEFITS WITH EMPLOYER AND EMPLOYEE IN MIND
4 Independence Ave
Orangeburg, NY 10962