Life and Accidental Death & Dismemberment

With life and accidental death and dismemberment (AD&D) insurance, you can help your employees prepare for the worst. And that’s reassuring—knowing your loved ones will be protected even in the most life-changing scenarios.

Life insurance protects your employees’ families financially in the event of catastrophic illness or accident. Your employees may not even have to go through the hassle of a medical exam to get coverage. Strategic Employer Planning offers many options, including basic term, whole life, and universal life. Policy features can include accelerated death benefits, spousal and dependent coverage, conversion and portability after employment, and more.

Adding AD&D coverage to group term life insurance gives your employees even more protection. AD&D pays a benefit for the accidental loss of life or limb, including vision. It’s an unfortunate truth, but severe accidents like this happen every day. And AD&D insurance provides extra peace of mind against that chance. So Strategic Employer Planning offers a range of standard, enhanced, and premium AD&D plans, tailored to suit your needs.

No matter what your life and AD&D insurance coverage needs may be, we will help you find the best solution. We work with leading providers across the insurance marketplace to offer many great options to choose from.